Catastrophic Injury Lawyer in Biloxi, MS

A catastrophic injury changes everything in an instant. The medical procedures, rehabilitation programs, and adaptive equipment you now need require substantial financial resources that extend far beyond what most insurance policies willingly cover. Your family faces mounting medical bills while you’re unable to work, and the insurance company that promised to protect you is already looking for ways to minimize their payout.

These cases demand more than standard personal injury representation. Catastrophic injuries involve complex medical evidence, multiple insurance policies, life care planning experts, and often several liable parties who will each deploy teams of lawyers to protect their interests. At Maloney-Lyons, we understand the medical, financial, and legal complexities unique to catastrophic injury cases because we’ve successfully handled them throughout Mississippi, Alabama, Florida, and Georgia.

Your recovery requires an attorney who will personally manage every aspect of your case while you focus on healing. David J. Maloney and T. Randall Lyons handle each client’s case directly, bringing decades of experience in catastrophic injury law to secure the comprehensive compensation necessary for your medical care, lost income, and the profound changes to your quality of life.

Why Choose Our Biloxi Catastrophic Injury Lawyers?

When you suffer a devastating injury, you need an attorney who will personally handle your case from start to finish. At Maloney-Lyons Personal Injury and Car Accident Lawyers, you work directly with experienced attorneys David J. Maloney and T. Randall Lyons, not case managers or junior staff.

We believe every client deserves compassionate legal counsel and aggressive representation. Our firm serves clients across Mississippi, Alabama, Florida, and Georgia, with convenient offices in both Mobile and Biloxi to provide you with local, personal attention.

You can trust us to fight vigorously for the full compensation you need to rebuild your life after a catastrophic accident.

Call (228) 555-1234 for a free consultation about your catastrophic injury case.

Proven Results in Serious Injury and Wrongful Death Cases

Our track record demonstrates our commitment to securing maximum compensation for catastrophic injury victims. We have successfully represented clients who suffered traumatic brain injuries, spinal cord damage, and severe burns in accidents caused by others’ negligence.

This experience allows us to anticipate insurance company tactics and build compelling cases that achieve favorable outcomes. We understand the medical complexities and long-term financial needs associated with life-altering injuries.

When insurance companies see that Maloney-Lyons is representing you, they know we are prepared to take your case to trial if necessary.

What Is a Catastrophic Injury?

A catastrophic injury is severe physical harm that permanently changes your ability to work, live independently, or enjoy life as you did before. This means you face ongoing medical treatment, rehabilitation, and care that can last for years or even a lifetime.

Unlike minor injuries that heal completely, catastrophic injuries create permanent disabilities that affect every aspect of your daily routine. You may need assistance with basic activities like bathing, eating, or moving around your home.

The financial impact extends far beyond immediate medical bills to include future care costs, lost earning capacity, and necessary home modifications.

What Catastrophic Injuries Do We Handle?

We represent victims of all types of devastating injuries that require extensive medical treatment and long-term care planning.

Traumatic Brain Injuries

A traumatic brain injury occurs when a sudden impact or penetrating wound damages brain tissue. This can result in cognitive problems, memory loss, personality changes, and difficulty with speech or movement.

Even mild brain injuries can have lasting effects that interfere with your ability to work or maintain relationships. We work with neurologists and neuropsychologists to document how your brain injury affects your daily life.

Spinal Cord Injuries and Paralysis

Spinal cord damage happens when the bundle of nerves running through your spine is compressed, cut, or bruised. This can cause partial or complete paralysis below the point of injury.

Paraplegia affects your legs and lower body, while quadriplegia impacts all four limbs. Both conditions require extensive rehabilitation and ongoing medical care throughout your lifetime.

Amputations and Crush Injuries

An amputation is the loss of a limb or body part, either during the accident or through surgical removal afterward. Crush injuries occur when extreme force damages muscles, bones, nerves, and blood vessels.

Recovery involves multiple surgeries, prosthetic devices, physical therapy, and psychological counseling. You may need to relearn basic skills and adapt to new ways of performing everyday tasks.

Severe Burns

Third and fourth-degree burns destroy skin layers and can damage muscles, tendons, and bones underneath. These injuries often require skin grafts, reconstructive surgery, and years of treatment to manage scarring and contractures.

Burn victims frequently develop infections and face significant disfigurement that affects their self-esteem and social interactions.

Loss of Vision or Hearing

Accidents can cause permanent blindness or deafness that fundamentally changes how you navigate the world. You may need to learn new skills like reading Braille or using sign language.

These sensory losses often require assistive technology, service animals, and home modifications to maintain independence and safety.

Multiple Fractures and Organ Damage

Complex fractures involving multiple bones can lead to chronic pain, arthritis, and limited mobility. Internal organ damage may require ongoing medical monitoring and treatment.

These injuries often prevent you from returning to physically demanding jobs or participating in activities you previously enjoyed.

What Accidents Lead to Catastrophic Injuries?

Catastrophic injuries typically result from high-impact accidents where tremendous force is applied to the human body.

18-Wheeler and Commercial Truck Crashes

The massive size and weight of commercial trucks make collisions with passenger vehicles extremely dangerous. When a fully loaded truck strikes a car, the occupants often suffer crushing injuries, brain trauma, or spinal cord damage.

Truck accidents frequently involve multiple liable parties, including the driver, trucking company, cargo loader, and vehicle manufacturer.

Dangerous and Defective Products

Product defects can cause explosions, fires, or mechanical failures that result in severe injuries. Examples include faulty vehicle parts, defective medical devices, and dangerous power tools.

Manufacturers have a legal duty to design and produce safe products with adequate warnings about potential hazards.

Unsafe Property and Premises Liability

Property owners must maintain safe conditions for visitors and customers. Negligent security, poorly maintained walkways, or inadequate lighting can lead to serious accidents.

Slip and fall accidents on wet floors or uneven surfaces can cause head injuries or broken bones that heal improperly.

Industrial and Construction Incidents

Workers in construction, manufacturing, and industrial settings face daily exposure to heavy machinery, toxic chemicals, and fall hazards. Equipment malfunctions or safety violations can cause crushing injuries, chemical burns, or fatal falls.

These accidents often involve workers’ compensation claims as well as third-party liability lawsuits.

Maritime and Offshore Injuries

Biloxi’s location on the Gulf Coast means many residents work in maritime industries where accidents can be particularly severe. Offshore oil rigs, commercial fishing vessels, and shipping operations present unique dangers.

Maritime law provides special protections for injured seamen and offshore workers that differ from standard personal injury claims.

Wrongful Death

When catastrophic injuries prove fatal, surviving family members can pursue wrongful death claims to recover damages for their loss. These cases seek compensation for funeral expenses, lost financial support, and the emotional impact of losing a loved one.

Injured in Biloxi? Contact Maloney-Lyons at (228) 555-1234 for experienced catastrophic injury representation.

What Compensation Can a Catastrophic Injury Claim Recover in Mississippi?

Mississippi law allows you to seek both economic and non-economic damages to address the full impact of your catastrophic injury.

Economic damages reimburse you for specific financial losses that can be calculated with bills and receipts:

• Medical expenses: All current and future treatment costs, including surgery, rehabilitation, and ongoing care
• Lost wages: Income you’ve already missed due to your injury and recovery time
• Reduced earning capacity: The difference between what you could earn before and after your injury
• Life care costs: Long-term assistance with daily activities, medical equipment, and home modifications
• Property damage: Vehicle repairs or replacement if your injury occurred in a car accident

Non-economic damages compensate you for personal losses that don’t have specific dollar amounts:

• Pain and suffering: Physical discomfort and emotional distress caused by your injury
• Loss of enjoyment: Your inability to participate in hobbies, sports, or activities you previously enjoyed
• Disfigurement: Permanent scarring or physical changes that affect your appearance
• Mental anguish: Anxiety, depression, or psychological trauma resulting from your accident
• Loss of consortium: The impact on your relationship with your spouse or family members

Mississippi caps non-economic damages at $1 million in most personal injury cases, while medical malpractice cases are limited to $500,000.

How We Build Catastrophic Injury Cases

Our systematic approach ensures we gather all necessary evidence and position your case for maximum recovery.

We begin by securing the accident scene and collecting physical evidence before it disappears or gets destroyed. This includes taking photographs, measuring skid marks, and interviewing witnesses while their memories are fresh.

Next, we identify every potentially liable party and locate all applicable insurance policies. Many catastrophic injury cases involve multiple defendants with separate insurance coverage that can be stacked to increase your total recovery.

We then work with your treating physicians and independent medical experts to document the full extent of your injuries. This includes obtaining all medical records, diagnostic tests, and treatment plans that demonstrate your current condition and future needs.

Our team collaborates with life care planners and vocational experts to calculate the lifetime cost of your injury. These professionals help us determine how much money you’ll need for ongoing medical care, assistive devices, and lost earning capacity.

Finally, we present a comprehensive demand package to the insurance companies that clearly demonstrates liability and damages. If they refuse to offer fair compensation, we file a lawsuit and prepare your case for trial.

Who Is Liable in a Catastrophic Injury Case?

Determining fault in catastrophic injury cases often involves multiple parties who contributed to the accident through their negligence or wrongdoing.

In truck accidents, liable parties might include the driver who violated traffic laws, the trucking company that failed to maintain the vehicle, the cargo loader who improperly secured the load, and the manufacturer of defective truck parts.

Employers can be held responsible for their employees’ actions under a legal principle called vicarious liability. This means a company may be liable even if management wasn’t directly involved in causing the accident.

Property owners, contractors, equipment manufacturers, and government entities may all share responsibility depending on the specific circumstances of your case. Our job is to investigate thoroughly and identify every potential source of compensation.

What Evidence Secures a Catastrophic Injury Recovery?

Strong evidence forms the foundation of every successful catastrophic injury claim. We focus on preserving and collecting proof that demonstrates both how the accident occurred and the full extent of your damages.

Critical evidence often includes:

• Accident scene documentation: Police reports, photographs, measurements, and witness statements
• Electronic data: Black box information from commercial vehicles, surveillance footage, and cell phone records
• Medical proof: Hospital records, diagnostic imaging, physician reports, and expert medical testimony
• Employment records: Pay stubs, tax returns, and employer statements about your work history and capabilities
• Safety violations: OSHA reports, company training records, and maintenance logs for equipment or vehicles

We act quickly to send preservation letters to all relevant parties, legally requiring them to maintain evidence that might support your claim.

Don’t wait—evidence disappears. Call Maloney-Lyons today at (228) 555-1234.

What Does It Cost to Hire Us?

You shouldn’t have to worry about paying attorney fees while dealing with a catastrophic injury and mounting medical bills. Maloney-Lyons Personal Injury and Car Accident Lawyers works on a contingency fee basis for all personal injury cases.

This means you pay no upfront costs to hire us, and we advance all expenses for investigation, expert witnesses, and litigation. You only pay attorney fees if we successfully recover compensation through settlement or trial verdict.

Your initial consultation is completely free, allowing you to understand your legal options without any financial obligation. We believe everyone deserves access to experienced legal representation regardless of their current financial situation.

What Is the Statute of Limitations in Mississippi?

The statute of limitations is a legal deadline for filing your lawsuit in court.

In Mississippi, you generally have three years from the date of your accident to file a personal injury claim.

However, certain types of cases have shorter deadlines. Some claims, such as those against government entities or for medical malpractice, have shorter filing deadlines, so it’s important to consult an attorney promptly to protect your rights.

Missing these deadlines means you permanently lose your right to seek compensation, regardless of how strong your case might be. Contact an attorney immediately to protect your legal rights and ensure all necessary paperwork gets filed on time.

Need Help Now in Biloxi? We Can Come to You

We understand that catastrophic injuries often make it difficult or impossible for you to travel to our office. Our attorneys will meet with you at the hospital, rehabilitation facility, or your home anywhere in Harrison County, Jackson County, or surrounding areas.

Your focus should be on healing and recovery, not worrying about legal deadlines or insurance company tactics. Let us handle the legal aspects of your case while you concentrate on getting better.

We also coordinate with your medical team to ensure you receive appropriate care and that all treatment gets properly documented for your claim.

Free Consultation With a Biloxi Catastrophic Injury Lawyer

Taking the first step toward justice and financial recovery is simple and costs you nothing. When you contact Maloney-Lyons Personal Injury and Car Accident Lawyers, you speak directly with an experienced attorney who will listen compassionately to your situation.

We provide honest, straightforward advice about your case and explain your legal options in plain language you can understand. There’s no pressure to hire us, and you’re under no obligation after our initial meeting.

Start your recovery today. Call Maloney-Lyons at (228) 555-1234 or visit maloney-lyons.com for your free catastrophic injury consultation.

Catastrophic Injury FAQ

What injuries qualify as catastrophic under Mississippi law?

Catastrophic injuries include any severe harm that causes permanent disability, significant disfigurement, or long-term impairment that prevents you from earning a living.

How much compensation can I receive for a catastrophic injury in Biloxi?

The value depends on your specific medical costs, lost income, and personal suffering, but catastrophic injury settlements can be substantial given the severity and lifelong impact of these injuries.

How long will my catastrophic injury case take to resolve?

The time it takes to resolve a catastrophic injury case varies depending on the complexity of medical treatment and whether the insurance company agrees to a fair settlement.

What percentage do personal injury lawyers charge in Mississippi?

Most personal injury attorneys work on contingency fees ranging from 33% to 40% of your total recovery, and you only pay this fee if we win your case.

Does Mississippi limit pain and suffering damages for catastrophic injuries?

Yes, Mississippi generally caps non-economic damages, such as pain and suffering, at $1 million, although certain exceptions may apply depending on the specific circumstances of your case.

Can I still recover money if I was partially at fault for my accident?

Yes, Mississippi follows pure comparative fault rules, meaning you can recover damages even if you were partially responsible, though your award will be reduced by your percentage of fault.

Who pays my medical bills while my catastrophic injury case is pending?

Your health insurance, Medicare, or personal injury protection coverage typically pays initial medical expenses, and we work to recover these costs as part of your final settlement.

Will you visit me in the hospital if I can’t come to your office?

Absolutely, our attorneys regularly meet clients at hospitals, rehabilitation centers, and homes throughout the Biloxi area when injuries prevent office visits.

Can I file a claim for a catastrophic injury that happened at a Mississippi casino?

Yes, casinos can be held liable for injuries caused by their negligence, such as inadequate security, poorly maintained premises, or defective equipment.

What happens if my family member died from catastrophic injuries in an accident?

You may be able to file a wrongful death lawsuit to recover compensation for funeral expenses, lost financial support, and the emotional impact of your loss.